Is there no goddess in my college chapter 54 raw
Hajimete no Gal
2017.06.23 11:10 Fathin81 Hajimete no Gal
STOP! Please read the pinned Commonly asked questions before posting, Thanks. Subreddit for everything related to the high school rom-com series, "Hajimete no Gal" made by Ueno, Meguru. Also known as "My First Girlfriend is a Gal".
2019.05.22 12:48 booperdooperzzzz r/DemonSlayerAnime
A community dedicated to Demon Slayer: Kimetsu no Yaiba, a manga and anime series written by Koyoharu Gotōge and produced by Ufotable.
2015.12.01 21:54 Protoancient Mob Psycho 100
A subreddit dedicated to Mob Psycho 100, a manga by ONE, who first became famous for his other work One Punch Man.
2023.02.10 22:43 hoodi3frog battlefield 5 not opening
i am using windows 11 and i downloaded battlefield 5 through gamepass it used to be that whenever i tried to open it it would open a black screen, maxamise the screen, then close then after a few days of trying evreything ive seen on online forums, reddit, youtube, aswell as reinstalling it several times and trying the built in repair feature, now it just says "your game failed to launch, an error on our end caused your launch to fail. try again a little later." it does not happen for all games, i recently played battlefield 1 with no problems and battlefield 2042 with only crashing a few times allthough that is likely due to my potato pc .im stumped and i dont know what to do i would appretiate any suggestions or fixes very much, thanks in advance
submitted by hoodi3frog to PCsupport [link] [comments]
2023.02.10 22:42 hoodi3frog Battlefield 5 not launching
i am using windows 11 and i downloaded battlefield 5 through gamepass it used to be that whenever i tried to open it it would open a black screen, maxamise the screen, then close then after a few days of trying evreything ive seen on online forums, reddit, youtube, aswell as reinstalling it several times and trying the built in repair feature, now it just says "your game failed to launch, an error on our end caused your launch to fail. try again a little later." it does not happen for all games, i recently played battlefield 1 with no problems and battlefield 2042 with only crashing a few times allthough that is likely due to my potato pc .im stumped and i dont know what to do i would appretiate any suggestions or fixes very much, thanks in advance
submitted by hoodi3frog to pchelp [link] [comments]
2023.02.10 22:38 Acrobatic-Gap-044 Quit claim deed validity after foreclosure
Is a quit claim deed still valid after foreclosure? There is a surplus on the sale and I've been told by 2 internet attorneys that is is and one said a quit claim deeds are as worthless as the paper they are printed on. My ex-spouse ruined my credit. I believe I'm entitled to half the surplus. Can someone tell me my options or should I have no expectations?
submitted by Acrobatic-Gap-044 to legaladvice [link] [comments]
2023.02.10 22:37 nancymurphytownbike you lack self awareness, three
There is no well wishing available to you. Can you just screw off already?
You aren't allowed to act petty around me. It is because of you and your family that half of the girls in the system in the early 2000s were subjected to horrific conditions and exploitation. Stop acting like a victim when you are a clown.
Do you think I like seeing your smarmy face walk past me, squawking ableist nonsense from a safe distance away? You're a wimp and a follower. You only act tough when you think you're safe. You will always be a coward in my eyes.
And those are the nicest things I can think to say about you. Don't act like you have a leg to stand on when it comes to being angry, you self satisfied idiot. Nobody did anything to you but speak out about the actions your family undertook on underage girls.
Dont think for a second I want you talking to or about me, in person or in online spaces you think we share. It's bad enough you feel cocky enough to show yourself in person. Don't also subject me to your delusional faux-magnanimous narration like you aren't at fault. I find you revolting.
You and your hyper religious grandma can choke on the bible thumping horse shit you used to entrap your former foster sisters. You're a stereotype and a joke. You made no moves to make amends despite getting away with highly illegal stuff. And now you think you're the aggrieved party-even going so far as to arrange incidental run ins with where you can talk crap? The balls on you.
If justice existed, you'd be seen for all the horrible crap you did and held accountable for it IRL rather than CONTINUING to carry on terrorizing the survivors of your grandma's religious bigotry.
You must have run out of cats to torture huh. Stay the hell away from me.
submitted by nancymurphytownbike to UnsentLetters [link] [comments]
You aren't allowed to act petty around me. It is because of you and your family that half of the girls in the system in the early 2000s were subjected to horrific conditions and exploitation. Stop acting like a victim when you are a clown.
Do you think I like seeing your smarmy face walk past me, squawking ableist nonsense from a safe distance away? You're a wimp and a follower. You only act tough when you think you're safe. You will always be a coward in my eyes.
And those are the nicest things I can think to say about you. Don't act like you have a leg to stand on when it comes to being angry, you self satisfied idiot. Nobody did anything to you but speak out about the actions your family undertook on underage girls.
Dont think for a second I want you talking to or about me, in person or in online spaces you think we share. It's bad enough you feel cocky enough to show yourself in person. Don't also subject me to your delusional faux-magnanimous narration like you aren't at fault. I find you revolting.
You and your hyper religious grandma can choke on the bible thumping horse shit you used to entrap your former foster sisters. You're a stereotype and a joke. You made no moves to make amends despite getting away with highly illegal stuff. And now you think you're the aggrieved party-even going so far as to arrange incidental run ins with where you can talk crap? The balls on you.
If justice existed, you'd be seen for all the horrible crap you did and held accountable for it IRL rather than CONTINUING to carry on terrorizing the survivors of your grandma's religious bigotry.
You must have run out of cats to torture huh. Stay the hell away from me.
2023.02.10 22:35 neutrinocat_ Vivid Dreams About Unknown People / Possible Ancestors Reaching Out?
I saw that dream when I was a teenager. Back then, I was practicing witchcraft on and off. I still shed tears when I try to remember that dream. It felt almost real. It had even led me to practice Kemetic Wicca. I'm ex-Pagan and I was a beloved priestess of Inanna/Aphrodite (I consider them as a same goddess).
In that dream I took a taxi to reach a certain destination. I didn't know the where was the village is. So, I handled down the city map to the driver. He took look at it and started driving. As he drove surroundings started changing. When we reached out to the village, I felt like I was in an another country. The village seemed strange and foreign.
The driver told me that was the destination I wanted to reach. I paid and got out of the vehicle. There was a small motel standing in front of me. I went inside. It had no doors and the building was looking old. It was run by a interracial couple. A black lady greeted me and took me to a room. Then, we started chatting each other. She told me that I was her "niece". She seemed familiar and motherly. She was also veiled like an African lady. Her white husband was sitting along with her. They also had a son in traditional Arab dress. He also seemed familiar, almost identical to my grandfather. PS: My grandfather has North African (Ottoman-Egyptian) and Kurdish ancestry and he can easily pass as an Arab but I don't have known black or Afro-Egyptian ancestors.
She got a chair to get me sat. Later on candle she started brushing and braiding my hair. She told me that I must close my eyes. It was going to be a surprise but it was obvious that she was a witch and casting a spell on me. The notes in walls and the books was the evidence. They were in Arabic (I didn't know what did they mean.) and occult themed. There were incenses burning and they were smelling like mrryh. Back then, I didn't even know what a mrryh plant is. I learned it after I started worshipping the deities but I still remember the smell. There were also white candles burning in the altar (goddess energy). PS: Mrryh is considered sacred in Ancient Egypt and can be offered to the Netjeru (the deities).
When I opened my eyes, I looked at the mirror. I felt extremely shocked. I was transformed. I wasn't even a white-passing teenager I was turned into a adult black woman. I was dressed in a khaki military uniform with badges. I even had a rifle and it felt extremely heavy. I could feel it. I kept staring at myself and everywhere. The lady said "Did you like it?" out of nowhere. I couldn't say a word.
Then, we went to the backyard. I saw a cow of theirs. It was my great grandma's cow we used to take care of when I was a child. I also remember seeing a beautiful rose (a flower commonly associated with Isis, Hathor, Inanna and Aphrodite). I woke up after smelling the rose.
I also used to had dreams of speaking Arabic and pseudo-Kurdish (Kurdish mixed with gibberish speech) with unknown people. It's weird because I can't speak Arabic or Kurdish. I can tell them apart but I can't even speak a word. Plus, excuse my broken language. I'm high on my emotions now.
submitted by neutrinocat_ to DreamInterpretation [link] [comments]
In that dream I took a taxi to reach a certain destination. I didn't know the where was the village is. So, I handled down the city map to the driver. He took look at it and started driving. As he drove surroundings started changing. When we reached out to the village, I felt like I was in an another country. The village seemed strange and foreign.
The driver told me that was the destination I wanted to reach. I paid and got out of the vehicle. There was a small motel standing in front of me. I went inside. It had no doors and the building was looking old. It was run by a interracial couple. A black lady greeted me and took me to a room. Then, we started chatting each other. She told me that I was her "niece". She seemed familiar and motherly. She was also veiled like an African lady. Her white husband was sitting along with her. They also had a son in traditional Arab dress. He also seemed familiar, almost identical to my grandfather. PS: My grandfather has North African (Ottoman-Egyptian) and Kurdish ancestry and he can easily pass as an Arab but I don't have known black or Afro-Egyptian ancestors.
She got a chair to get me sat. Later on candle she started brushing and braiding my hair. She told me that I must close my eyes. It was going to be a surprise but it was obvious that she was a witch and casting a spell on me. The notes in walls and the books was the evidence. They were in Arabic (I didn't know what did they mean.) and occult themed. There were incenses burning and they were smelling like mrryh. Back then, I didn't even know what a mrryh plant is. I learned it after I started worshipping the deities but I still remember the smell. There were also white candles burning in the altar (goddess energy). PS: Mrryh is considered sacred in Ancient Egypt and can be offered to the Netjeru (the deities).
When I opened my eyes, I looked at the mirror. I felt extremely shocked. I was transformed. I wasn't even a white-passing teenager I was turned into a adult black woman. I was dressed in a khaki military uniform with badges. I even had a rifle and it felt extremely heavy. I could feel it. I kept staring at myself and everywhere. The lady said "Did you like it?" out of nowhere. I couldn't say a word.
Then, we went to the backyard. I saw a cow of theirs. It was my great grandma's cow we used to take care of when I was a child. I also remember seeing a beautiful rose (a flower commonly associated with Isis, Hathor, Inanna and Aphrodite). I woke up after smelling the rose.
I also used to had dreams of speaking Arabic and pseudo-Kurdish (Kurdish mixed with gibberish speech) with unknown people. It's weird because I can't speak Arabic or Kurdish. I can tell them apart but I can't even speak a word. Plus, excuse my broken language. I'm high on my emotions now.
2023.02.10 18:23 mmmaru28 got an email that my service request was cancelled but no?
I contacted this hell hole to get a service appt 2 days ago and today I got an email saying they issued me 24 month extension notice and so I no longer need the appt and it's closed.
Well the problem is I don't have my green card. So I called them to ask why they closed the request but they checked the queue system and said the request is still open. So I'm so confused. Has this happened to anyone?
Mind you the application has been in process for more than a year. 🙄
submitted by mmmaru28 to USCIS [link] [comments]
Well the problem is I don't have my green card. So I called them to ask why they closed the request but they checked the queue system and said the request is still open. So I'm so confused. Has this happened to anyone?
Mind you the application has been in process for more than a year. 🙄
2023.02.09 16:23 zerosaved I have a few questions; is that allowed here?
1) On a Ripper, do I want FSS, or 40%?
2) Wht are you guys doing with your energy legacies that are no longer all that great without explosive effects? Delete? Scrip? Keeping them on an alt/mule, just in case?
3) Do all Cursed weapons come with the same legendary effect rolls? And if not, is an AA/50crit/25vats broadsider a roll worth keeping?
4) Why does my showerhead make a terrible squealing sound whenever I turn up the hot water to full blast???
That’s all I can think of for now. Thanks dudes and not dudes.
submitted by zerosaved to Market76 [link] [comments]
2) Wht are you guys doing with your energy legacies that are no longer all that great without explosive effects? Delete? Scrip? Keeping them on an alt/mule, just in case?
3) Do all Cursed weapons come with the same legendary effect rolls? And if not, is an AA/50crit/25vats broadsider a roll worth keeping?
4) Why does my showerhead make a terrible squealing sound whenever I turn up the hot water to full blast???
That’s all I can think of for now. Thanks dudes and not dudes.
2023.02.07 21:29 8Bit_Jesus DWP debt outstanding repayment letter
Hey all, I’ve got a letter through the post saying that I owe money to them, £254 and change, and that I can repay in a number of ways
The letter goes on to say that if they don’t hear from me, they’ll either instruct my employer to make deductions from my wage, or ask a debt collection agency to collect the money
So backstory,
in 2020 I was in the process of getting made redundant from my job (been there 7 years, if that’s relevant) and I was panicking about what to do next, so I decided to sign on for my national insurance contributions after the date I’d left the job
I managed to find somewhere else pretty quickly but because we were in the middle of lockdowns, I still received JSA + my wage from my new job
I couldn’t get through to a member of staff, I’m pretty sure the offices were closed, so I had to email to let them know to cancel my claim
6 weeks went by before they stopped, and my tax code had changed to 1145L (or along those lines, that’s what it is now) from the 1257L one because i thought I was repaying the cash anyway as extra tax
I don’t want to ignore it but it feels like I’m paying it back twice if I do repay early
Any help is appreciated
submitted by 8Bit_Jesus to UKPersonalFinance [link] [comments]
The letter goes on to say that if they don’t hear from me, they’ll either instruct my employer to make deductions from my wage, or ask a debt collection agency to collect the money
So backstory,
in 2020 I was in the process of getting made redundant from my job (been there 7 years, if that’s relevant) and I was panicking about what to do next, so I decided to sign on for my national insurance contributions after the date I’d left the job
I managed to find somewhere else pretty quickly but because we were in the middle of lockdowns, I still received JSA + my wage from my new job
I couldn’t get through to a member of staff, I’m pretty sure the offices were closed, so I had to email to let them know to cancel my claim
6 weeks went by before they stopped, and my tax code had changed to 1145L (or along those lines, that’s what it is now) from the 1257L one because i thought I was repaying the cash anyway as extra tax
I don’t want to ignore it but it feels like I’m paying it back twice if I do repay early
Any help is appreciated
2023.02.07 21:17 jonofdubln Ally Invest (formally Trade King) not listed
I have holdings in Ally and find that they were not mentioned in the original 8K or the supplemental 8K as a broker notified by Sorrento. With that in mind I transferred all holdings in Ally to Fidelity. It sounds like Fidelity is on the right track and there is an office on the north side of Columbus, Ohio, close to me.
I don't want to take any chances and will surely due my share supporting the BIG SQUEEZE.
Good luck to all longs!
submitted by jonofdubln to BANDOFBROTHERSOFSRNE [link] [comments]
I don't want to take any chances and will surely due my share supporting the BIG SQUEEZE.
Good luck to all longs!
2023.02.07 21:16 Qwsdxcbjking Cheap second bass for messing around with?
So I'm still fairly new to bass, been playing for a little while and absolutely loving it, and I love my trbx504, think it's just wonderful.
I was thinking of picking up a cheap second bass to learn to do maintenance myself, and to modify and make my own, so was wondering about some solid bases (lol) to start off with where I can change pickups, maybe wiring, tuners, bridge, controls, etc and just build up to something fun and unique, and different than my 504? Might even end up changing the neck if I can find some affordable ones. Will also act as sort of a practice run for things like changing strings, doing a full setup on my own and all that kind of stuff, so then I'll feel more confident doing it on my nice, expensive (to me) main bass.
Was thinking a cheap passive pj (maybe just a p bass) to have a different option and set of pickups, give a bit of tonal variety, so I was looking into a full scale ibanez talman which I can get for around £200. There's also cheap Harley Benton basses that can go all the way down to like £95, and some east cost basses which are in the middle. Squier affinity series are also around that sort of price range I believe. If someone has any reason that a j bass might be better then I'll definitely take a look into some, but I really like that mids heavy bass tone that seems to be very common with p pickups. Think the talman is probably my first choice right now despite being on the more expensive side, I think they look great and ibanez is a big name so the quality should still be decent.
For pickups I really like the sound demos I've heard of the dimarzio model P's. Don't really know much about bridges or tuners, so that'll be fun to research but switching to something lightweight could be good just for playability.
Was also thinking maybe a 5 string? I listen to a fair bit of metal and heavy rock, and 5 strings just offers lower options without having to mess with the tuning on my yammie. Maybe even something short scale lime the TMB35.
If anyone has any ideas for additional mods that I haven't thought about I'd love to hear them? Or any mods you've done to your own bass that were/weren't worth it and why? Just seems like a fun little project that will end up with me having two nice, different basses.
submitted by Qwsdxcbjking to Bass [link] [comments]
I was thinking of picking up a cheap second bass to learn to do maintenance myself, and to modify and make my own, so was wondering about some solid bases (lol) to start off with where I can change pickups, maybe wiring, tuners, bridge, controls, etc and just build up to something fun and unique, and different than my 504? Might even end up changing the neck if I can find some affordable ones. Will also act as sort of a practice run for things like changing strings, doing a full setup on my own and all that kind of stuff, so then I'll feel more confident doing it on my nice, expensive (to me) main bass.
Was thinking a cheap passive pj (maybe just a p bass) to have a different option and set of pickups, give a bit of tonal variety, so I was looking into a full scale ibanez talman which I can get for around £200. There's also cheap Harley Benton basses that can go all the way down to like £95, and some east cost basses which are in the middle. Squier affinity series are also around that sort of price range I believe. If someone has any reason that a j bass might be better then I'll definitely take a look into some, but I really like that mids heavy bass tone that seems to be very common with p pickups. Think the talman is probably my first choice right now despite being on the more expensive side, I think they look great and ibanez is a big name so the quality should still be decent.
For pickups I really like the sound demos I've heard of the dimarzio model P's. Don't really know much about bridges or tuners, so that'll be fun to research but switching to something lightweight could be good just for playability.
Was also thinking maybe a 5 string? I listen to a fair bit of metal and heavy rock, and 5 strings just offers lower options without having to mess with the tuning on my yammie. Maybe even something short scale lime the TMB35.
If anyone has any ideas for additional mods that I haven't thought about I'd love to hear them? Or any mods you've done to your own bass that were/weren't worth it and why? Just seems like a fun little project that will end up with me having two nice, different basses.
2023.02.07 21:16 leay [Anti-Aging] Botox/MedSpa Consult: questions for a first timer?
Hi all, I have my first medspa consult this Thursday. The clinic is recommended by a doctor friend who goes there and looks super natural/not over done so I feel confident in their safety and reputation.
I’d love to know if there were/are questions you know to ask or wish you had asked when you first embarked on things like Botox- or other MedSpa services?
I’m 38, primary concerns are fine lines and signs of aging, with potential interest in laser for hyperpigmentation down the line. I’m especially concerned about looking not like myself so want to go very light handed.
Thanks!
submitted by leay to SkincareAddiction [link] [comments]
I’d love to know if there were/are questions you know to ask or wish you had asked when you first embarked on things like Botox- or other MedSpa services?
I’m 38, primary concerns are fine lines and signs of aging, with potential interest in laser for hyperpigmentation down the line. I’m especially concerned about looking not like myself so want to go very light handed.
Thanks!
2023.02.07 21:16 AutoModerator [SHARE COURSE] Biaheza – Full Dropshipping Course
Good day to everyone, I am selling the Biaheza Dropshipping course for a fraction of the original price (only $25)
We accept paypal & credit card, email us for any questions, or if you want to pay using a different method, at the contact us on the top page : Click Here to Contact Us
Link Download: https://www.genkicourses.com/product/biaheza-dropshipping-course-complete/
How I launched a multi-million dollar company from my bedroom.
Unlike most courses, I do not discuss regurgitated strategies that should work “in theory” and “mindset.” Instead, we take it step by step and create a real-live dropshipping store that makes over $1,000 on its first full day of operation (profitable right from the get-go). I explain everything along the way and discuss how I plan to scale much higher from there!
THE biaheza dropshipping course FEATURES
The primary goal of this course is to assist beginners in creating a Shopify store and marketing it through TikTok ads. As Facebook ads became more stringent, expensive, and ineffective, many dropshippers quietly shifted to TikTok.
People have grown accustomed to longer shipping times as a result of the pandemic. When combined with how effective and profitable Tik Tok ads are right now, I honestly don’t think there has ever been a better time to get into dropshipping.
This is the most revealing piece of content I’ve ever released, as I even reveal some of my personal best-selling products.
My process for opening these stores is fairly consistent, which means you can use these exact steps to open your own.
Full Dropshipping Course 2022 Curriculum
INTRO
submitted by AutoModerator to Biaheza_Course [link] [comments]
We accept paypal & credit card, email us for any questions, or if you want to pay using a different method, at the contact us on the top page : Click Here to Contact Us
Link Download: https://www.genkicourses.com/product/biaheza-dropshipping-course-complete/
How I launched a multi-million dollar company from my bedroom.
Unlike most courses, I do not discuss regurgitated strategies that should work “in theory” and “mindset.” Instead, we take it step by step and create a real-live dropshipping store that makes over $1,000 on its first full day of operation (profitable right from the get-go). I explain everything along the way and discuss how I plan to scale much higher from there!
THE biaheza dropshipping course FEATURES
The primary goal of this course is to assist beginners in creating a Shopify store and marketing it through TikTok ads. As Facebook ads became more stringent, expensive, and ineffective, many dropshippers quietly shifted to TikTok.
People have grown accustomed to longer shipping times as a result of the pandemic. When combined with how effective and profitable Tik Tok ads are right now, I honestly don’t think there has ever been a better time to get into dropshipping.
This is the most revealing piece of content I’ve ever released, as I even reveal some of my personal best-selling products.
My process for opening these stores is fairly consistent, which means you can use these exact steps to open your own.
Full Dropshipping Course 2022 Curriculum
INTRO
- How Dropshipping Really Works
- The Four Pillars of Dropshipping
- Should You Outsource Everything?
- Checklist for Products that Actually Sell
- Where Do You Find Winning Products?
- Revealing Products I’ve Sold in the Past
- What Type of Store Should You Start?
- Explaining The Product We’re Choosing
- Creating a Shopify Website From Scratch Step by Step
- High Conversion Rate Product Page Tips
- Creating the Product Page Step by Step
- Importing Reviews to Product Page
- Final Branded Website Result
- Where to get Content for Advertisements
- Creating a Real Advertisement
- TikTok Organic Marketing
- Creating Company Social Media Pages
- Finished Winning TikTok Page Layout
- How TikTok Ads Work
- Setting Up a TikTok Ad Account
- Running the Store to $1,000 in One Day
- Dealing with Common Issues/ Disapproved Ads
- Scaling the Tik-Tok Ads
- Other Forms of Social Media Marketing
- How to Mass Fulfill Orders
- How to Use the Fulfillment Software Step by Step
- Taxes and Legal
- How to Set up Customer Support
- Conclusion
- Company Social Media Pages (Very Important)
- My Full Instagram Theme Page Marketing Strategy:
- What is the Facebook Pixel and How to Install it
- My Full Facebook Ads Marketing Strategy
- How to Create Viral Advertisements
- Setting up Lookalike Audiences
2023.02.07 21:14 juiceboxbish Questions about a lease
I have a new lease as of September 2022 I have a 2022 ford f 150. I have been having problems with my door sensors, it causes my horn and lights to go off s if someone is breaking in. today they said they think the solution is a door latch. Which is on back order with no estimated time. They are going to remove the horn fuse so the alarm doesn’t have a horn but my horn still works while driving. Do I have to accept my vehicle back and drive it like this or can I keep my rental till it’s fixed it is a everyday issue disabling the horn only minimizes the noise not the lights. Please help
submitted by juiceboxbish to askcarsales [link] [comments]
2023.02.07 21:13 Interesting_Wafer335 VA Chapter 31 (Voc Rehab) BAH payment delay
Is anyone else who is using chapter 31 (or 33) benefits experiencing a delay in receiving their Feb 1st housing allowance payment? My VA PoC says they are working on it, and UCSD VAO keeps referring me back to the VA. Last time this happened (2018), the issue (“computer glitch”) was fixed by the 6th of the month and payments were restored.
submitted by Interesting_Wafer335 to UCSD [link] [comments]
2023.02.07 21:13 vubs Questions about Expense Ratios and Target Date Funds
I have been confused for sometime about how expense ratios are charged with mutual fund or ETFS.
Thank you!
submitted by vubs to personalfinance [link] [comments]
- How vanguard VOO has an expense ratio of 0.03%. Is this an annual charge of 0.03% of my money in that fund? If so, when does the charge actually happen? Let's say I don't have my money in that VOO fund the entire year am I still charged the 0.03%, even though they only managed my money for half the time?
- I have my 401k in the S&P 500 right now because the expense ratio is lower than a target date fund and I am young. But when I get older, 45-50 years of age, I want to move all my money from the S&P to the target date fund 2060. Let's say the expense ratio for that target date fund is 0.08% and I move $50,000 over. Will they instally charge me that 0.08% on the $50,000 or do they wait a year?
- This is a side question to question 3. I really do have my 401k all in the S&P 500 due to low expense ratio fees. And plan on keeping it there till I am older and then moving it to the target date fund where it will lower my risk. Is this a good or bad move? Am I hurting my funds by not having it in the target date fund now? I really don't see why I would put it in the target date fund if the S&P has cheaper fees and gets similar or better returns than the target date fund.
Thank you!
2023.02.07 21:12 thelogicalredditor VA Assumable Loan Issues
I am in a situation where I could assume a 2.25% VA loan but the loan servicer is not allowing a second mortgage through them (or anyone else) to buy out the seller's principle. They have left me with the choice of either:
My DTI is not the issue, since my spouse and I have a very decent combined income and zero debts. Our DTI even with the second mortgage should be well within a lender's appetite for risk.
Thanks!
submitted by thelogicalredditor to personalfinance [link] [comments]
- Taking a personal loan (unfeasible, since the principle buyout is 100k+)
- Forgoing the assumption and taking a normal mortgage at current market rates.
My DTI is not the issue, since my spouse and I have a very decent combined income and zero debts. Our DTI even with the second mortgage should be well within a lender's appetite for risk.
Thanks!
2023.02.07 21:10 DarkerVenus Internships/ Jobs as a university student
I will be graduating in May of 2024 from my university. I'm a psychology major and cognitive science minor. I want to find a way to ease into the career world but I honestly have no idea where to start. I'm in the process of joining Psy Chi to hopefully find some research labs to help in but I still need help with how exactly to find places that want students working. Is it possible to ease into a career without having my BA yet? I also plan to go straight into a masters program so I'm trying to find something that'd tie into that, if that makes sense. My advisors at school are no help so I came to Reddit haha
submitted by DarkerVenus to NoStupidQuestions [link] [comments]
2023.02.07 21:10 connorcalvin Anakin and Obi-Wan's rough relationship
I'm not a fan of how a lot of fics (and even canon) focusing on their relationship will retcon it to be gentle, if distant as if they didn't argue heatedly in episodes 2 and 3 like they'd been doing it for years. I think Obi-Wan cares about Anakin and just doesn't know how to handle him and I think Anakin wants Obi-Wan's approval, but is naturally rebellious, requiring more discipline.
I don't need to see that dynamic specifically (that's my own take on it), but I would like to see more fics that show how tense their relationship was while showing that they at least tried to make it work. Or in cases of angst, showing how their lack of connection led to the breakdown of their friendship. (No shipping fics pls)
submitted by connorcalvin to FanFiction [link] [comments]
I don't need to see that dynamic specifically (that's my own take on it), but I would like to see more fics that show how tense their relationship was while showing that they at least tried to make it work. Or in cases of angst, showing how their lack of connection led to the breakdown of their friendship. (No shipping fics pls)
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submitted by AutoModerator to ImanGadzhiAgency [link] [comments]
Iman Gadzhi Agency Navigator for 35 USD
There’s also an Iman Gadzhi 6 courses bundle on the store (only 69.99 USD if you buy the bundle) On the site if you scroll down
.
IMPORTANT NOTE : There's a 15% off coupon available for redditors, Use the code : R3DDIT15OFF at checkout
Hello & welcome to my online website :
http://www.genkicourses.com/shop
I am the owner of the site and am using reddit platform to reach out to any potential buyers who are interested in paid courses for cheap.
Today’s course is Iman Gadzhi - Agency Navigator 2022 Updated.
The course has all the sections from the original. And also has an updates section that also includes the iman gadzhi Q&As videos & the attachments in form of PDFs.
Here's the list of the bundle :
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2023.02.07 21:09 Altruistic-Text-9217 hello is there a way to get gasoline after the electrical failure? this is my first time playing i wanted to know this or is there any recomendation in this case
submitted by Altruistic-Text-9217 to projectzomboid [link] [comments]
2023.02.07 21:07 SpeakerHistorical865 I don’t think Pascal and Scottie can both excel on the same team and contend
Raptors are already bottom of league in halfcourt offence/ jump shooting and that’s with 3 shooters in OG, Fred and Gary. Not to mentions with Ottos injury outside of Malachi, who doesn’t play, there is no shooting come off the bench.
Also there’s no rim protection with Scottie and Siakam playing the 5. But adding a rim protecting Center would only make the limited spacing even worse. Unless you. Add a floor spacing big like TurneLopez but those guys aren’t available.
If you look at the 2019 championship team almost everyone outside of Siakam could shoot. There was so much spacing that Pascal efficiency was through the roof because he could get to the rim so easily.
My point is neither Siakam nor Scottie take/make enough jumpers to give this team a chance at having a top 10 offence. Especially with the lack of shooting on the bench. Last year was the peak version of this team which is a first round exit if everything is clicking.
I personally think 1 needs to be traded. And given Scottie hasnt reached his max potential and is cheaper, Siakam is the odd man out.
submitted by SpeakerHistorical865 to torontoraptors [link] [comments]
Also there’s no rim protection with Scottie and Siakam playing the 5. But adding a rim protecting Center would only make the limited spacing even worse. Unless you. Add a floor spacing big like TurneLopez but those guys aren’t available.
If you look at the 2019 championship team almost everyone outside of Siakam could shoot. There was so much spacing that Pascal efficiency was through the roof because he could get to the rim so easily.
My point is neither Siakam nor Scottie take/make enough jumpers to give this team a chance at having a top 10 offence. Especially with the lack of shooting on the bench. Last year was the peak version of this team which is a first round exit if everything is clicking.
I personally think 1 needs to be traded. And given Scottie hasnt reached his max potential and is cheaper, Siakam is the odd man out.
2023.02.07 21:07 wirecatz "No show" appointment reason for chargeback?
Sorry if this is super wordy. Including all details because I feel like I'm going crazy.
Last year I went to psychotherapy for a couple months through a telehealth service. I found a small organization and therapist who seemed to specialize in what I was dealing with and had good recommendations. It cost $150 per 45 minute session. Conducted by phone weekly.
One of the sessions was scheduled in the middle of the day so I had to take off work. Never received a phone call. After 15 minutes I emailed asking what had happened and if we could reschedule. A full hour after the appointment time he replied saying he had called once, and offered a reschedule time the next week. Also let me know if that happened again he would drop me, essentially. I sent a screenshot of my call history, including missed work calls, but nothing from him. No reply, I thought we had an understanding.
He later charged my card full cost for a "no show." I sent him an email explaining that I didn't think it was reasonable, I did everything I could have, used vacation, etc. He sent a somewhat condescending email back about how I should make sure my spam filter is off (it is, I work in IT. No other issue with his calls.) and I should call him if he doesn't call me after 10 minutes. I did not know this was possible, as he relays through an out of state service. Also, it seems like only trying once is kind of ridiculous. He clearly wasn't devoting the time to me since my email went unanswered until after the session should have ended. He refused to discuss billing further outside our appointment time.
At this point I also cancel further meetings since I felt a bit taken advantage of, and lay out my final case. He responds that he understands. But no refund. After a month, I call and leave a message with the parent organization and it is forwarded to him.. He plays dumb saying "I understand you have further billing questions?" and once again ignores my reply. This was almost a month ago.
The documents I signed specify I am financially responsible for no shows or late cancels, but doesn't define those terms. It definitely doesn't say I'm responsible for all technical issues on either end, or what my options are if I don't get a call.
Is that a valid case for chargeback? I don't want to be a jerk, but that $150 means a lot to my family right now.
submitted by wirecatz to personalfinance [link] [comments]
Last year I went to psychotherapy for a couple months through a telehealth service. I found a small organization and therapist who seemed to specialize in what I was dealing with and had good recommendations. It cost $150 per 45 minute session. Conducted by phone weekly.
One of the sessions was scheduled in the middle of the day so I had to take off work. Never received a phone call. After 15 minutes I emailed asking what had happened and if we could reschedule. A full hour after the appointment time he replied saying he had called once, and offered a reschedule time the next week. Also let me know if that happened again he would drop me, essentially. I sent a screenshot of my call history, including missed work calls, but nothing from him. No reply, I thought we had an understanding.
He later charged my card full cost for a "no show." I sent him an email explaining that I didn't think it was reasonable, I did everything I could have, used vacation, etc. He sent a somewhat condescending email back about how I should make sure my spam filter is off (it is, I work in IT. No other issue with his calls.) and I should call him if he doesn't call me after 10 minutes. I did not know this was possible, as he relays through an out of state service. Also, it seems like only trying once is kind of ridiculous. He clearly wasn't devoting the time to me since my email went unanswered until after the session should have ended. He refused to discuss billing further outside our appointment time.
At this point I also cancel further meetings since I felt a bit taken advantage of, and lay out my final case. He responds that he understands. But no refund. After a month, I call and leave a message with the parent organization and it is forwarded to him.. He plays dumb saying "I understand you have further billing questions?" and once again ignores my reply. This was almost a month ago.
The documents I signed specify I am financially responsible for no shows or late cancels, but doesn't define those terms. It definitely doesn't say I'm responsible for all technical issues on either end, or what my options are if I don't get a call.
Is that a valid case for chargeback? I don't want to be a jerk, but that $150 means a lot to my family right now.