​
https://preview.redd.it/qjp7iotq525b1.jpg?width=4032&format=pjpg&auto=webp&s=396603c4e3057f0eb75d008875c01c719cac8765
​
What do you think about getting an extended warranty or getting the car tagged?
​
Its a 2023 GTI autobahn edition - Atlantic blue metallic
I just test drove it today. We have the weekend to decide on options.
Cars have been getting stolen a lot around us lately... (I have a nest floodlight / camera in the driveway but I don't think it will do too much) Plan to keep it parked in the garage as much as possible and I'm considering a faraday cage box for the keys.
Standard warranty is 80,000 kms or 4 years
For the extended warranty they want
2057$ plus tax for 80,000 kms or 8 yearsor2289$ plus tax for 100,000 kms or 8 years
If we do not use the extended warranty they will refund us 1000$
Never had anything fixed under warranty for either of our current golfs.... (well a trunk air vent in the first year but that would be covered under the standard warranty)
Also would you get the car tagged with tag? 500$ plus tax for 7 years of monitoring (or at cost 290$ plus tax for 7 years, if we take the extended warranty)
Appreciate your input
PS plan to keep the car 8 - 10 years depending how its going and how good of shape she is in.
We do maybe 10,000 kms a year
This is montreal, quebec, canada

​
https://preview.redd.it/qjp7iotq525b1.jpg?width=4032&format=pjpg&auto=webp&s=396603c4e3057f0eb75d008875c01c719cac8765
​
What do you think about getting an extended warranty or getting the car tagged?
​
Its a 2023 GTI autobahn edition - Atlantic blue metallic
I just test drove it today. We have the weekend to decide on options.
Cars have been getting stolen a lot around us lately... (I have a nest floodlight / camera in the driveway but I don't think it will do too much) Plan to keep it parked in the garage as much as possible and I'm considering a faraday cage box for the keys.
Standard warranty is 80,000 kms or 4 years
For the extended warranty they want
2057$ plus tax for 80,000 kms or 8 yearsor2289$ plus tax for 100,000 kms or 8 years
If we do not use the extended warranty they will refund us 1000$
Never had anything fixed under warranty for either of our current golfs.... (well a trunk air vent in the first year but that would be covered under the standard warranty)
Also would you get the car tagged with tag? 500$ plus tax for 7 years of monitoring (or at cost 290$ plus tax for 7 years, if we take the extended warranty)
Appreciate your input
PS plan to keep the car 8 - 10 years depending how its going and how good of shape she is in.
We do maybe 10,000 kms a year
This is montreal, quebec, canada

​
https://preview.redd.it/qjp7iotq525b1.jpg?width=4032&format=pjpg&auto=webp&s=396603c4e3057f0eb75d008875c01c719cac8765
​
What do you think about getting an extended warranty or getting the car tagged?
​
Its a 2023 GTI autobahn edition - Atlantic blue metallic
I just test drove it today. We have the weekend to decide on options.
Cars have been getting stolen a lot around us lately... (I have a nest floodlight / camera in the driveway but I don't think it will do too much) Plan to keep it parked in the garage as much as possible and I'm considering a faraday cage box for the keys.
Standard warranty is 80,000 kms or 4 years
For the extended warranty they want
2057$ plus tax for 80,000 kms or 8 yearsor2289$ plus tax for 100,000 kms or 8 years
If we do not use the extended warranty they will refund us 1000$
Never had anything fixed under warranty for either of our current golfs.... (well a trunk air vent in the first year but that would be covered under the standard warranty)
Also would you get the car tagged with tag? 500$ plus tax for 7 years of monitoring (or at cost 290$ plus tax for 7 years, if we take the extended warranty)
Appreciate your input
PS plan to keep the car 8 - 10 years depending how its going and how good of shape she is in.
We do maybe 10,000 kms a year
This is montreal, quebec, canada

Residential Contracting 101
With over 20 years of building experience, I would like to share with you my insights in navigating becoming a successful contractor. With many different avenues of the building world its key to understand what problems will arise on any given day. A man once told a saying that stuck-the 6 p’s in life- Piss Poor Preparation leads to Piss Poor Performance. Preparation builds everything in construction, without preparation the jobsite will not run correctly. The best advice I was ever given was to learn a little about every trade giving you the ability to understand trade lingo and secrets. An example would be painters use the terminology flash; this means when the sub structure bleads through the paint. Subcontractors will give the best pricing if they respect your knowledge of the industry. If the subcontractor feels they will have to hold your hand through the job they will charge an extra fee…i.e. I call it the aggravation fee. In this blog I will explain the key elements in finding success in all aspects of the industry. Contracting is a physically and emotionally demanding job which requires planning and foresight to complete projects on time within budget. Picking your customer is just as important as picking your employees or subcontractors. I have worked for some of the most demanding customers leading me to question at the end if the job was even worth it. Sleepless nights, constant changes, lack of payment, lawsuit threats, adding work that was in the contract are just a few things you could face with a tough customer. With so many moving parts at all times it is critical to be able to adapt to changes within a short time frame. Materials will come in damaged, subcontractors will be late, employees will get sick, but the deadline you set does not change. The stress can be overwhelming at times keeping your mind in a good place is key to navigating all that is thrown at you. Choosing your client picking the right jobs-Keep these questions in mind The first question to be asked is what the time frame is to start the job to see if it fits within the timeframe for your business. If the time frame doesn’t work then move on from the project or let them know when you would be available to start. If the client really wants to use, they will wait until you are available. Taking on too much work will only lead to problems. Construction is a serviced based business, staying on top of the project and client will eliminate an unhappy customer and construction issues that will be over seen. With online presence if details are missed and customer service lacks it will only be a matter of time the phone will not ring. The second question to be asked to the client is do they have a budget in mind for the project. If they answer yes this is good, follow through with what the budget is. If the budget seems low let them know, this will eliminate a tire kicker, educate them on what the price range could be. If the budget seems reasonable then continue the discussion to the next question. If they answer no let them know that you can give them an estimate to see if the project is feasible with their finical capabilities. Taking on a job that is not correctly budgeted will lead to an unsatisfied customer due to non-transparency of the construction cost. The third question to be asked is anyone else bidding on the job, if the answer is yes, understand you might just be number check for the contractor doing the job. Dig a little deeper and find out how many numbers they are getting and why. If your business model is to be competitive be completely transparent with customer, this will gain trust with them. Let them know you get what you pay for and if you they choose the lowest bid it could lead into lack of quality of work.
The fourth question I will ask is there any specific subcontractors they wanted to use. If the answer is yes then I would explain to them you only use the subcontractors you have a working relationship with. Otherwise, this could backfire as the subcontractor might not show, do subpar work, talk behind your back to the homeowner. In my experience I would stay away from using any homeowner to alleviate problems down the road. A quick conversation now can save headaches down the road. The fifth question I will ask are planning on getting the job permitted, this needs to be known it takes more time for the permitting process. Plans will have to drawn submitted and approved to the city before work can commence. The sixth question I will ask if a residential remodel is are you going to be living through the remodel if yes understand this will take more time to navigate the project due to answering questions and cleaning the house on a daily occurrence. I would recommend seeing if the customer would be willing to move into an Airbnb or friends for at least the demo portion of the project. If they do plan on living through the remodel add a couple hours a day to accommodate the extra time that will be required. The seventh question I would ask in a residential remodel is how old the house is to see if there is asbestos that would need to removed by a proper company. A home built before 1979 will most likely have some asbestos in the house, use a licensed company with proper insurance to dispose of the materials. If everything looks good to this point find out a little more about the client personality. If the client seems reasonable, I would bid the job. Unreasonable people can cause you more stress than its worth. These are some red flags I would look out for. Some jobs are not worth the money. Very demanding in the way you are going to perform your job- I.e., tell you how you are going to do your job- You’re the professional not them! Give you a hard time about your price- haggle with price you estimated- The price is the price! If they are a family with little money and you want to help them out is one thing, if they are trying to beat you down is another. Mention they have a lawyer-there is no need for them to bring up that they have a lawyer - Run for the hills as if the job goes south, you will be the one losing out! Tell you what the payment terms are. It’s your business you get paid how it works for your company. If you want to get paid every Friday, put it into your contract-If the clients do not agree move on it will save you frustrations If they talk bad about the last contractor, chances are they will talk bad about you. There is a reason why the contractor does not work for them anymore, unless he did subpar work this a red flag Clients are using an interior decorator that will purchasing all of the materials- The materials could be ordered incorrectly by the interior designer your company will not make the mark-up it deserves. Interior decorators usually add time to the job as well as act like your boss. Charging a little extra for the time and stress that it will entail is only fair. Clients want to purchase the materials- You are using your knowledge to buy the correct materials-The mark up on the materials keeps the doors open working for wages only pays the bills The husband and wife do not get along-You will become the mediator between the couple it will lead to taking sides a losing proposition- A drama free work place is always best! Dangling carrot-if you do this job the next one will be better-Only look at what there offering at the present moment, if its not a good fit do not take the job for a job down the road…Its not worth chasing a job that might not happen! The Art of the Sale First things first selling your company is all about presentation. In meeting your clients for the first time show up with a collared golf shirt tucked in, belt, nice jeans, and newer shoes. Have a truck that a clean, no dents scratches, preferably washed the day you are going into your meeting. Have a leather note pad that is clean no dirt or paint visible. Show up 5 minutes early, if you’re running a little late shoot them a text to let them know. Treat the situation as if were going on a first date, best foot forward. As you introduce yourself give them a warm greeting, letting them know you are very interested in the work. Find out a little about them, hobbies, where they lived, etc etc. You are going to be working with them on a daily basis its nice to know what makes them tick. Having a good working relationship from the start is key forming a solid relationship. As the conversation progresses find out who wears the pants in the family…ie who’s the final decision maker. If its fits the wife, chances it is…..then kindly let the husband know happy wife happy life when their in a stall mate on an issue. As your looking at the project throw in some suggestions of what you think would look good from past experiences, this will get their attention that you have knowledge and want what’s best for them. If you see ways to save them money in their project let them know, money is a large point of the sale keep that in mind. Mention that you’re not the least expensive contractor but you’re not the most expensive either. Your customer satisfaction is your number one goal which leads to more time spent on keeping them happy. One happy customer will lead to another, one unsatisfied customer leads to work in the future. Bring up the fact the finishing the job on time is key goal to your business, many contractors run several jobs at once causing the jobs to be finished way behind schedule. You must stand out as having integrity, good morals, and the ability to problem solve to get the job. The clients will be testing you to see if you’re a good fit as well. Keep in mind as you take your notes that you must not forget anything they mention as it will come back before the job is completed…i.e. we mentioned that to you before we started the job! Take pictures of the proposed area for work, that way you can use it to better right your estimate. Let them know you will give them a detailed outline of when the job will be completed letting them see how long each phase will take and correlate it with your payment schedule. Before you leave their house let them know when the estimate will be sent to them. MAKE SURE YOU HIT THAT DEADLINE! Once you sent the email over with estimate make sure you get confirmation that they received it. Wait at least 2 days before checking with them, hopefully they contact you first! If they want negotiate the price, let them know that it is the best price that you can manage, its not worth losing money before you start. I closed 80% of the work I estimated by being very transparent and friendly. If you come off with an attitude charge double what the going rates are you might only land 1 out of 10 jobs as well as getting the reputation of being expensive. Bidding the job Looking up industry standards on pricing is what I would go buy for pricing. If you google the coat of any installation there will be a cost range for everything. Looking at the cost ranging from high to low I would tend to be in the middle. Some items might be low on the internet if this is the case use your best judgment not to lose money. Closing sales is key to success and keep the doors open for business. Being in the middle on pricing is key as most customers shy away from contractors that are extremely low or high on the price range. I tend not bid out hourly as wages do not pay for retirement. Bidding is better as customers no the exact price of the cost of construction. It also keeps the job moving quicker as time and material contractors take longer to complete projects…Thus costing the client more money and valuable time they could spend in their house. Using a Contract Using a detailed estimate tied to a contract covers your butt in 99% of the time. Having a piece of mind that every aspect of the job is covered in the estimate and contract protects both your company and the client. Key terms to include in your estimate/contract are. Have a schedule on excel showing the start dates and dates of each trade this will show the customer you are organized with time lines. If not written in the detailed in the estimate the item is excluded- This ensures if its not written down its not included. TBD- To be Determined- A phrase on a line item that has yet to had final decision of products or service needed. -The pricing will follow the decisions to be finalized Give out what your written warranty will be for parts and labor this changes state to state. If the homeowner provides the product than no warranty will be given on that particular item. In the contract have a start date and end date with the verbiage subject to change due to weather, product delivery, change orders Have a progress payment schedule to ensure the client understands when funding will be expected-Including if not payment is rendered service to the project will stop. Have written terms of how change orders will be charged-cost plus 20% or a set fee Make sure in your contract that arbitration is required versus going to court- This will save lawyer fees and going to court Many contracts can be found online and each state requires different contracts
Finding leads Finding leads is easy with the right network of people. I personally do not find working for friends or family members a good fit. Relationships get strained when money is involved, causing undue stress for both parties. I have listed a couple of ways to build a network or find work using the internet. Get in contact with realtor’s- Realtors have a big client base of homeowners who need work done Contact local Architects to see if they are working with any general contractors Leave some business cards at your local materials suppliers-Doowindow/lumber-many times clients will ask salesman for a referral. Join a business networking group- BNI is one of many Join a internet website lead generation company- Houzz, Angie’s List, Home Advisor, thumbtack, Yelp run an ad on craigslist Use a marketing company to market your website-This could become costly with little results Create a Facebook business page Create a Yelp business page
Building your subcontractor base Having 2 subcontractors for every trade, gives you the flexibility of completing jobs on time if the one the subcontractors is too busy at the time you need their service. Your subcontractors are the face of your business, choose owner run companies that are professional. Check to make sure there license are up to date..ie workman’s comp, liability insurance, state license. Choosing subcontractors with lettered vans, logoed t-shirts is s key to looking professional in the clients’ eyes. In the past I have gotten a lot of subcontractors for material supply shops, stopping by jobsites, researching the internet using Yelp, Home Advisor, etc etc. Once you get one good subcontractor ask them if they know any other trades they would recommend. One good subcontractor leads to another in most cases. The key to having a good group of subcontractors is to let them know that you are there to get help them get the job done. They do work for you but without them you are nothing…keep that in mind! Make them aware a clean jobsite is required at the end of everyday to ensure the proper safety for all parties including theirs! Over the years I have referred a lot of companies work when there is only 1 trade needed. Referring work to subcontractors is a good way to get top priority when you have work that needs to be completed ASAP. Timing is everything in times of emergency having a good group of subcontractors will make your business run smoothly. Pay your subcontractors immediately after performing work, this will make them feel appreciated! A happy subcontractor is one that will gladly go the extra mile for you knowing that there not just a number to your business! Buying lunch once a week for the jobsite is always a good token of appreciation!
Supervising In supervising any jobsite its key to monitor everything from materials on hand, weather, vehicle parking (if applicable), jobsite safety, and subcontractors’ workmanship. If you hired a professional there should be little supervision in the work being performed, on rare occasions a new hire might need some mentoring to get the results completed correctly. If you see a problem with there work address it with the worker directly, no need to call his boss…. building repour with the worker letting him know you got his back goes miles down the road! Checking in on the job first in the morning to answer any questions or changes that need to be conveyed and once in the afternoon to make sure all work be completed is done per construction industry standards. A job that is run blindly will have many more issues than one that is watched over. I have seen many jobs with no site supervision, leading to subpar quality work as well as safety hazards. Its better to be like an eagle than cluck like a turkey!
Working with the City/Inspectors On permitted jobs the city and site inspector will be a large part of how smoothly the job runs. Each phase of construction has an inspection allowing for the project to continue. Make sure your subcontractors are aware that the project is inspected before starting the job. The best way to stay on his good side is to provide a clean jobsite and having the job built to the highest standards possible. When having the site inspected be courteous to the inspector asking any questions or concerns you have with the work during the job. Being completely transparent will save you aggravation of problems down the road. The more he trust you the better if you seem sneaky or rude he will make your life a living nightmare! Many inspectors will have an attitude towards you….I suggest keeping quiet and doing what ever he wants….he’s the boss no need to get in a pissing match you will not win at. How to deal with irate customer Stay calm during any argument with an irate customer. Never raise your voice or show that you are bothered by their disgruntled behavior. If the customer is trying to get more from you than agreed upon stand your ground. Worst case scenario is you walk from the job, which in the long run be more of a loss for the client. I have only run into a couple of these clients; they are unreasonable and not worth losing sleep over a few dollars. Its best to terminate the relationship as it would be my best guess that a referral from this customer would not be one you wanted anyway. If you feel it was just a miscommunication on your end, take reasonability and remedy the problem. Taking accountability for your mistake will go a far way in their eyes and on future issues that arise. Prepping the homeowner pre-construction Before starting the job, it very important to give the homeowners a warning of what will happen during the construction process.

1. All furniture in the proposed working area must be moved- I would recommend having the clients take care of this to limit the risk of damage to their belongings.
2. There will be dust that will be in the house up to 3 months after construction-I would recommend hiring a construction cleaning company at the end of the job even so after it is cleaned dust will be present months after words.
3. There will be conflicts between you in the homeowner at some course of the job. - You will do your best to eliminate them as quickly as they arise-i.e. material damages, miscommunication, job delays
4. All decisions on materials must be made before the start of the job- this will eliminate job stoppage due to materials not being on site.
5. All materials will be on site before commencement of job-
6. Payment structures must be made per contract otherwise job will stop until payment rendered
7. Cars are to be moved out of the driveway- Ensures ease of loading and unloading of materials/tools
8. Give the specific hours that workers will be present- i.e. 7-3:30
9. Determine what areas are allowed to be used as staging for tools/materials
10. If animals are present in the home that they put outside or in a room during the day
11. All valuables in the house are locked in safe
12. Ask if using client’s household bathroom is okay or to bring in Porter Potty
13. Being transparent as possible is key to keeping a great relationship with your client!

During Construction During construction it is key to take detailed photos to eliminate any damages that were not caused by the construction process. I would also make a video to ensure all areas are included. All subcontractors should also take progress pictures to ensure if problems arise in the future, they will not be responsible for any work that they did not perform. Keep an on-going log of progress to the homeowners and share the pictures for there records. This will keep homeowners excited of the progress being made. When the house is gutted to the studs it is important to have construction photos showing where all utilities are run in the walls or sub floor. If there is a problem in the future there will photos showing all utility locations. Protect all flooring with plywood or floor protective. I also like to protect front door and tarp all areas where subcontractors are to be working. Make sure to cover any chandeliers/furniture/doorways with plastic to eliminate dust. Ask the homeowners if they have any concerns that they could think of. We’re all human and possibly a detail was missed! Post Construction Phase If the project went smoothly appreciation should be shown to the customer. Find out if the husband likes a particular type of liquor. Bring the wife a bouquet of flowers. Send a Christmas card to the family letting how much you appreciated the work. You know you have done a good job if they tell you they will refer you to their friends. The best compliment you could receive is a good referral. In Summary Try to find a knitch in the market, I found kitchens to be a great remodel projects. Bathrooms are tough as they are small, expensive with little profit margin with every trade involved. Windows/doors are also another great knitch as they can be installed quickly. There are so many different remodeling items that can be stream lined to make the selling installing process flawless. Once the core group subcontractors are in place the job almost runs itself. Every day is a learning experience with new materials or methods in construction. Keeping up with codes, materials, fluctuating labor and material cost is a job within itself. Anyone can be a contractor with the right mindset.

​
https://preview.redd.it/qjp7iotq525b1.jpg?width=4032&format=pjpg&auto=webp&s=396603c4e3057f0eb75d008875c01c719cac8765
​
What do you think about getting an extended warranty or getting the car tagged?
​
Its a 2023 GTI autobahn edition - Atlantic blue metallic
I just test drove it today. We have the weekend to decide on options.
Cars have been getting stolen a lot around us lately... (I have a nest floodlight / camera in the driveway but I don't think it will do too much) Plan to keep it parked in the garage as much as possible and I'm considering a faraday cage box for the keys.
Standard warranty is 80,000 kms or 4 years
For the extended warranty they want
2057$ plus tax for 80,000 kms or 8 yearsor2289$ plus tax for 100,000 kms or 8 years
If we do not use the extended warranty they will refund us 1000$
Never had anything fixed under warranty for either of our current golfs.... (well a trunk air vent in the first year but that would be covered under the standard warranty)
Also would you get the car tagged with tag? 500$ plus tax for 7 years of monitoring (or at cost 290$ plus tax for 7 years, if we take the extended warranty)
Appreciate your input
PS plan to keep the car 8 - 10 years depending how its going and how good of shape she is in.
We do maybe 10,000 kms a year
This is montreal, quebec, canada

it says that it gives you a free coupon to mcdonald's, I mean ofc it doesn't give you the coupon, but does it do anything? (except the "gain x2.5 generated time theorems" reward), I haven't reached the achievement yet, I only have 7 realities. (sorry for my bad English it's not my first language, and let me know if I use spoilers wrong, I put a spoiler on this post because it mentions reality).

Waking up, going to school, coming home, sleeping till night, being up late, jerking off then crying yourself to sleep. Seems familiar right. This has been my everyday cycle not too long ago. I felt like life has no purpose. I don't know if it's understandable, but everyday I woke up feeling like I want to stop „existing“. Life wasn't been the same. I've been thinking about my past 24/7 and it made me sad every time I even thought about how happy I was back then. Let me bring you back around 10 years from now on. I have a brother and a sister. Our life wasn't exactly the best. Living from our parents paycheck to another, a ton of dept to pay, constantly trying to get out to a wealthier state. We try everyting, but it has a downside. Our parent had to leave us for more than 5 years of our childhood. We lived with our grandparents who were just as poor as we are, if not poorer. The first time they tried it didn't work out, but the second try, with a little help from my aunt and uncle, it finally worked out. In some time we got flown out and finally saw our parents. What a joy it has been. Life got so much better I got friends, we got our first good car and life was just great. Then all of the sudden I gained so much weight from playing video games all day whilst only drinking coca cola. There wasn't anyone there to stop me from doing those things since my parents were at work. I know it's unbelievable but I geniunely didn't know how water tasted. I was a 5 foot kid, probably around 110 lbs. At first it didn't matter but then people started to stare at me with disgust and it got onto me quickly. I tried to lose weight, but shortly gave up on it. Anyways years have flown by pretty fast. All of a sudden my father didn't like the place anymore, the place he and my mother worked so hard for to get. He had a great idea to go back to the hell we came from to „live“. My father is the type of guy that doesn't stop untill he gets something he wants. But he loooved to take shortcuts. He suggested we take out a huge loan which we definitely couldn't afford to pay back. My father bothered my mother everyday untill she eventually agreed. Biggest mistake of their life. We bought a house, started renovating it untill we lost all the loan we took out. That was when my mother broke into tears for the first time infront of me. As I saw her in tears I quickly went in to hug her as I noticed tears coming down my face aswell. It was horrible. From that point on everything went back to the old ways. Money was constantly a problem, my parents arguing if not every week about something. Then, like things couldn't get any worse, my father got in a big fight with my uncle. Haven't seen him and his family since. From that day on my mother didn't like my fathers relatives , especially his mother and the same goes the other way around. I haven't seen my cousins (my uncles kids) for over 2 years now. He got a son not too long ago, I don't think he even knows who I am. It breaks my heart honestly. From then on things haven't been the same anymore until I met some people who seemed really fun. I got to know them very quickly. I barely even remember how I really met them. Anyways we got to be best friends, with one of them I created a strong bond with. I appreciate that quality time that I spent with them which I'll never forget. When I was with them, I didn't care about how my hair looks or how much money I have, because they liked me for who I am and not for how I look like or how much money I have, oh yeah and I lost all the weight in that period of time. This lasted for about 2 years until we started to argue more and more until let's say interesting things happened from which I learned a lot about the people that can make you feel happy easily can also make you feel sad the same way. When we stopped communicating with each other, I felt all the sadness come back in my life. I had no one. I believe that was the first time I ever felt depressed. Now it's gotten better, as time goes on it heals. Now I go to high school and met some nice folks, started to pray to God everyday which really improved my mental health and things are improving day to day. I've gotten cautious who to trust and to see as a friend. I'm hoping of getting a degree and to start learning about life, improving myself and seeing where life gets me. (one thing that will improve your mental health instantly is being kind to people)
​
Sorry for grammar mistakes. With this story I wanted to show you that it will get better, no matter what. Everyone has war in their own mind. If you have any questions hit me up on discord : 3hh#8399

The audience hall was a long room with a high ceiling. From the ceiling hung metal chandeliers that held hundreds of small white shining stones that illuminated the room with a warm and gentle light. Sunlight cascaded from the tall, arched windows over a row of rose beds aligned through the side of the room. For a moment I forgot I was inside the Great Hall and I was transported to a summer garden.
The ornate wooden pillars guided my sight to the center of the room. An exquisite carpet embroidered with fantastical animals and monsters went from the entrance to the foot of the Marquis throne. Captain Kiln guided me into the room where the nobles from the balcony leisurely chatted around the throne.
“That man over there,” Captain Kiln pointed at a man near the window. “He is Marquis Tauron of Farcrest.”
The Marquis was a tall man with a squared jaw and wide shoulders dressed in a simple white shirt and a red vest. From his belt hung a gilded scabbard and a short cape with his crest, a man impaling a wolf, covered his left shoulder. His tanned skin stood out among the paleness of the rest of the courtiers.
“Might I ask what his class is?” I asked.
The Captain gave me an amused glance before replying. “The Marquis is a high level Flame Fencer. I can beat his ass though.”
Abei walked up to the Marquis and after a few words, he walked to his throne. The rest of the courtiers sat on the chairs by the sides of the room, chatting in lower voices.
“Robert Clarke from the City of Light, please come forward.” Abei announced with his voice magically amplified and I felt all glances falling on me.
The old man continued speaking, invoking ancient laws, but I zoned out. Unlike the rest of the people I knew, the Marquis seemed to overflow with magic. If I narrowed my eyes I could almost see red sparks of mana floating around him. A shiver ran down my spine, the Marquis’ mana pool seemed to violently boil inside him. There was something his mana had that mine lacked, but what?
As my mind wandered, a servant dragged an odd brass nest with a dark blue orb embedded inside. I instinctively identify it.
System Shrine Fragment. [Identify] ???
The System prompt caught me off guard. It was the first time [Identify] couldn’t give me extra information about what I had in front of me. I wonder if the System had a reason to keep the information about the fragment to itself.
“Put your hand in the Identify Orb if you are an innocent man, Robert Clarke.” The Marquis spoke out loud. I recognized his words were some sort of ritual because of the little spirit and great disinterest with which he spoke them.
I begrudgingly obeyed, there were a dozen courtiers in the room and I wasn’t eager to show them I was a [Lonely Boy]. I wasn’t eager to know if I had any hidden titles either.
Abei gave me a reassuring nod and I hovered my hand a few centimeters from the nested orb. Suddenly, a blue light surrounded my hand and a second later my data sheet appeared in the middle of the room for all to see. At least there was no cavity search in this world. Or so I hoped.
Abei gasped and the room fell in a sepulcral silence.
New title acquired!
Favorite Teacher (96): Going to school isn’t that bad with you at the whiteboard. [Identify] You have not only managed to teach your students but to earn their respect and affection.
Reward: Slightly increased mana pool (96).
​
New title acquired!
Confidant: A title for those who are deemed trustworthy and reliable. [Identify] Your wisdom and welcoming nature
Reward: Increased mana pool.
​
New title acquired!
Father Figure(2): Someone has to do it. [Identify] I guess you are a better father figure than none.
Reward: Increased mana pool (2).
​
New title acquired!
Classroom Fiend: Not even flies fly when you are around. [Identify] They know you are not like those pesky substitute teachers.
Reward: Increased mana pool.
​
New title acquired!
Master Tutor: Title awarded to those who had mastered the pedagogic arts and techniques, and have a deep understanding of what being a teacher means. [Identify] You should’ve considered early retirement by now.
Reward: Doubled mana pool.
​
New title acquired!
Silver Scholar: Title awarded to those who had a deep understanding of multiple sciences and techniques. [Identify] Neeeeeerd!
Reward: Greatly increased mana pool.
​
New title acquired!
Stalwart Mentor (7): No matter how many times they fall, you helped them stand again. [Identify] Having too much trust in humanity isn’t always a bad thing.
Reward: Increased mana pool.
Other titles kept popping up but my mouth went dry as I felt my mana pool deepening inside my chest far beyond what seemed possible. But even that sensation disappeared into the background as I came to the realization of what those titles meant.
There was no way in the world I was the favorite teacher of ninety six kids, and the notion I was someone’s father figure was just preposterous. I knew I was a mediocre teacher at best. The System was wrong, after all, I was one of those teachers who didn’t really make the difference.
Before I had time to dwell on it, my character sheet appeared with all of the new titles on it, for everyone to see.
Name: Robert Clarke, Human.
Class: Scholar Lv.12
Titles: Lonely Boy, Hot for Teacher, Confidant, Classroom Fiend, Favorite Teacher (96), Father Figure (2), Master Tutor, Silver Scholar, Delinquent Reformer (5), Stalwart Mentor (7), Role Model, Expert Mathematician, Expert Physicist, Adept Historian, Adept Linguist, Journeyman Biologist, Novice Chemist, Novice Orator.
“A-aren’t you too young to be a [Silver Scholar] and a [Master Tutor]?” Abei stuttered as he glanced at my titles like a child looking at a particularly colorful breakfast cereal commercial. The Marquis was at the edge of his throne and even the most gossipy of the courtiers was silent.
Something completely unrelated clicked inside my mind. I knew why Holst had abandoned the kids. He was farming them. The breakthrough Zaon was talking about had to be a mana improving title just like mine.
I withdrew my hand off the orb before it showed [Homicide Planner] or something along those lines because the System probably knew my [Awareness] was working overtime to plan Holst’s death. I closed my eyes and breathed deeply.
“M-master Clarke? Are you all right?” Abei’s whispering brought me back to the audience room.
“Yes, yes… I just… I’m a bit embarrassed, that’s all.” I lied, hoping everyone had seen my [Hot for Teacher] title.
Abei gave me a reassuring glance from the side of the throne before speaking again.
“Most of us Scholars fell in love with a professor at some point in our formation, there is nothing to be ashamed of.” Abei opened his character sheet effortlessly and showed it to me without resorting to the Identify Stone.
Name: Abei Luzian, Human.
Class: Scholar Lv.51
Titles: Silver Scholar, Bronze Tutor, Favorite Teacher (2), Expert Astronomer, Adept Mathematician, Adept Architect, Journeyman Orator, Novice Musician, Passionate for the Professor, Archivist, Translator, Thaumaturgy Theorist.
Even if Abei’s character sheet was intriguing, I wished I hadn't seen it. By my Earthling standards that was a blatant breach to privacy. And yet, I couldn’t help but notice that [Passionate for the Professor] was a lot tamer than [Hot for Teacher].
“How long have you been walking the path of the Scholar, Master Clarke? I can’t fathom how much effort it took to get two expertises and one mastery at such a young age.” Abei asked, this time loud enough for everyone to hear.
The silence in the room was replaced by the whispering of the courtiers. Abei’s interest in my person felt nice but I didn’t want to attract that amount of attention towards me. I didn’t want to fall into any intrigue games that could be developing in the Marquis court.
“We have witnessed the titles of an innocent man. For that reason I shall grant you free passage across the kingdom.” The Marquis announced and got a round of applause. Now he glanced at me with predatory eyes.
Abei took out a scroll from his sleeve and with a movement of the hand, the Scholar made it float in the air. With another movement, mana emerged from the tips of his fingers and washed over the scroll like the waves of the sea. With each clash, the words were imprinted in the yellowy surface until the document was complete. Abei took it to the Marquis who pressed his ring against the scroll, leaving a gleaming symbol that slowly lost its magical shine.
“Here you are, Master Clarke.” Abei handed me the passage permit.
“Accept my humble thanks, milord. I will not take more of your time.” I mumbled, still confused by the whole experience. I knew one thing, I had to get away before anything happened.
As I started my getaway when the Marquis spoke again.
“Your knowledge and potential hasn’t passed unnoticed to me and I will like to reward you properly.” The Marquis said with a mysterious grin on his face, but I knew there was no such thing as a free lunch. Whatever the Marquis was offering me wasn’t a reward but a deal I wasn’t in position to refuse without insulting him.
“I can’t think of a reward other than a letter of recommendation for the Imperial Academy.” The Marquis announced with his mighty voice. “The royal family would be thrilled to have such a promising young man helping with the academic development of the kingdom.”
There it was. The Marquis wanted to turn me into a gift for the King of Ebros, and part of me was okay with it. A recommendation letter would greatly expedite my journey to the imperial capital for a foreigner like me, however, something prevented me from jumping headfirst into the offer.
“Can I ask a question, milord?” I said before I could stop my tongue. “I have been watching the comings and goings of the inhabitants of Farcrest and there is something that bothers me.”
I couldn’t accept the recommendation letter without an answer.
“Speak your mind, Robert Clarke. I’m well aware Scholars have ten questions for every answer they have.” The Marquis' attention was fixed on me.
“I couldn't help but notice a great amount of vagrant kids in the northern district while the farmlands around the city lack laborers and some parts of the city lack proper maintenance. Farcrest seems to have enough resources to flourish and yet they seem arranged in the most peculiar way. With a little investment in the orphanages, the Marquis could educate the kids so they become useful classes for the city.” I said.
Suddenly, the Marquis wasn’t as amused with my presence anymore.
“If all you have is a hammer, everything looks like a nail. I understand that for a Master Tutor every problem can be resolved through education.” The Marquis replied with a derisive tone.
I didn’t mention that the actual solution to many social problems was indeed education. Instead, I clenched my teeth and waited in silence. If I was to open my mouth it was going to insult the Marquis’ ancestry.
“Master Clarke lacks the context…” Abei started talking but the Marquis silenced him.
“Miserable orphan lives are a small price for Farcrest’s prosperity.” The Marquis rested his hands together and gave me a winning smile.
The picture of Elincia and her kids eating watery soup came to my mind and I had to bite my tongue to not open my mouth. I saw the tears of the small snake kids, Zaon’s doubts about the future, the bravery of the tiny harpy Shu. I saw Elincia clenching her jaw to withstand the pain of her wounded leg to return faster to the orphanage.
There was something I wasn’t catching.
“The King’s war machine can only be quenched with gold or blood, and orphan blood is cheaper than gold coins. We just take the surplus kids that can’t be fed in the orphanages and send them to the Royal Army.” The Marquis taunted me.
For an instant I didn’t believe what I heard. The Marquis was sending orphans to their certain death just to avoid paying the royal war tax.
“In any case, they are given a chance to survive but the Farlands are a treacherous enemy. Even if they die, they are doing a great service to the prosperity of Farcrest, and the realm.” The Marquis said with a predatory smile, then, he got comfortable in the throne, awaiting my answer.
“A cunning solution for a tricky problem, milord.” I bit my tongue.
The Marquis smiled full of himself, thinking he had secured a nice present for the royal family while outsmarting me in front of the court. The courtiers spoke of how benevolent the Marquis was for offering me a recommendation letter. But the mere idea of leaving Elincia and her kids to their fate made me want to puke.
“I can’t accept the letter of recommendation, milord.” I raised my voice, catching the attention of the whole courtroom.
The Marquis’ face fell apart.
“If you accept my proposal, you will be a Sage in no time. You will be freed of the shackles of a support class once and for all.” The Marquis couldn't hide the venom in his words.
My heart still yearned to accept the recommendation letter, travel to the Imperial Library, and become a spellcaster. But I couldn’t accept it. My new titles reminded me of how I felt years ago when I was a young and idealistic teacher. I felt like I could change the world for me and for others and no matter how naive it was, I wanted to preserve that feeling.
“I can’t accept the letter. The System made me a Scholar, and a Scholar I shall remain until it decides otherwise. Trying to change that unnaturally goes against my oaths. I hope you can understand.” I said, praying that invoking the System would save me from the Marquis wrath.
“Then you are a fool. We have nothing more to discuss, get out of my sight.” The Marquis growled and I felt the captain’s iron grip closing around my arm. She dragged me out of the room. As soon as the gates closed behind us, she let me go.
“That’s the biggest shitshow I have seen in a while, congratulations. The Marquis is going to hold a grudge.” Captain Kiln said as she signaled one of the guards to grab my backpack. My heart raced inside my chest but at least I was outside the courtroom with my head still glued to my body.
“Today I remembered something I had forgotten long ago.” I said as Captain Kiln walked me, or rather pushed me, back to the main entrance.
“And what is that?” The woman inquired, now more intrigued in my person than ever.
“I used to have strong ideals at some point in my life, might as well start following them.” I extended my hand, offering her the two silver coins she had lent me. “These are yours.”
“You are going to need them if you are going to do what I am thinking.” Captain Kiln said, pushing me through the door. The guardsmen at the gates glanced at me with amused expressions. It seemed that not every day the Captain kicked some random dude out of the Great Hall.
Despite her treatment, I noticed an approving look in her eyes. She took the money and put it into her pocket. I was having a hard time reading the woman. Was she loyal to the Marquis or did she have her own honor code?
“I’ll tell you a rumor I heard the other day.” Captain Kiln grabbed me by the jacket and drew me near to her so nobody else could hear. “Someone had been threatening lower nobility to not donate money and the merchants to not deal with orphanage owners. Do you understand what I am saying?”
I nodded in silence. The Marquis wanted to starve the orphanages so the kids had to join the army early. What I couldn’t understand was why the captain of the city guard shared that information with me.
“Lay low. Stay out of trouble, stay out of the Marquis’ sights.” Captain Kiln whispered as she turned around and returned to the Great Hall, leaving me in the middle of the main street.
Before the guardsmen could push me away from the gates, I turned around and entered the busy market knowing exactly what I had to do.
____________
First Prev Next (Patreon) Next
____________
Discord Royal Road Patreon

Should I pay off my student loans or go another route with my money?
Current financial information below: 1. Currently making 74k. This will likely be slightly over 80k after bonuses. 2. About $3500 in an emergency fund. 3. About 35k in student loans. Half private and half federal. Federal have variable rates from about 3-6%. The private is just under 7%. 4. Currently dedicating 14% of my wages to 401k or Roth IRA combined. 5. Car is paid off. 6. No credit card debt. 7. Back living with my parents after leaving a relationship. Have one more rent payment for a place I shared with my ex due in July. Currently not planning on moving out to try and get financially more stable. 8. I would like to save for a house but am wondering if getting rid of my student loans first is a better option.

Hi everyone, Roughly 6-7 months ago I was pulling out of work In a bit of a rush (personal emergency) and I lightly hit into a parked Vehicle with no one inside. I left my car to go inspect the Vehicle and I am 99% sure no noticeable damage was caused to the vehicle and none to mine. (saying 99% coz I was a bit stressed and might not have properly properly inspected) but most it could have been is a scratch! This was all witnessed by some girl who was parked next to the car, I walk over and ask her if she wants to inspect the damage (since she was proper staring me down) and she kinda shrugged her shoulders and didn't care enough... Fast forward 6 months I just got a call from my insurance telling me I hit into a parked car and caused serious damage and it was witnessed by someone. I don't want to admit to this as there car is not expensive and I could not see any damage at all but I'm scared I'll be taken advantage for and rinsed. Im sure they have no CCTV as it wouldn't have taken this long. If I genuinely caused damage I would pay for it but I know it couldn't have been anything bad. Help please!

Notes:

• I am EXTREMELY busy, but I check my messages and DMs at least ONCE per day. Please be patient and wait at least 24 hours for my response if I don't get back to you immediately.
  
• I buy only in Unrevealed Key Link Format or Plain Steam Keys. No gift links.
  
• For PayPal, I am in the US region and I only send via G&S. Please note there will be PayPal fees (including international/conversion and purchasing fees) to consider.
  
• All games that you sell to me should ideally be REGION-FREE. Please ensure the games are not region-locked/bound to a specific country.
  
• You must be willing to fill a spreadsheet with steam keys.
  

 
I pay with the following:
TF2 & PayPal
 

I Buy Pixel Pride Bundle	with TF2	with PayPal
Celeste	1.5 TF2 Price Will Be Ready Soon	$3.03 PP Price Will Be Ready Soon
All Games Above (Special)	1.7 TF2 + You Keep Any Remaining Bundle Games Bundle Price Will Be Ready Soon	$3.46 PP + You Keep Any Remaining Bundle Games Bundle Price Will Be Ready Soon
Full Bundle (Special)	TBD	TBD

I Buy Humble Choice (Jun 2023)	with TF2	with PayPal
Curse of the Dead Gods	0.7 TF2 Price Will Be Ready Soon	$1.45 PP Price Will Be Ready Soon
Ghostwire Tokyo	2.2 TF2 Price Will Be Ready Soon	$4.3 PP Price Will Be Ready Soon
GRIME	0.4 TF2 Price Will Be Ready Soon	$0.86 PP Price Will Be Ready Soon
Remnant: From the Ashes - Complete Edition	2.0 TF2 Price Will Be Ready Soon	$3.9 PP Price Will Be Ready Soon
All Games Above (Special)	6.1 TF2 + You Keep Any Remaining Bundle Games Bundle Price Will Be Ready Soon	$12.01 PP + You Keep Any Remaining Bundle Games Bundle Price Will Be Ready Soon
Full Bundle (Special)	6.82 TF2	$13.5 PP

I Buy Must-Play Metroidvanias Bundle	with TF2	with PayPal
Blasphemous	1.0 TF2	$1.9 PayPal
Bloodstained: Ritual of the Night	1.4 TF2	$2.71 PayPal
Hollow Knight	2.5 TF2	$4.93 PayPal
Rain World	0.9 TF2	$1.69 PayPal
All Games Above (Special)	6.5 TF2 + You Keep Any Remaining Bundle Games	$12.83 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	8.33 TF2	$16.5 PP

I Buy Luck of the Draw: Roguelike Deckbuilders Bundle	with TF2	with PayPal
Dicey Dungeons	1.2 TF2	$2.43 PayPal
Luck be a Landlord	1.0 TF2	$1.91 PayPal
Alina of the Arena	2.1 TF2	$4.23 PayPal
Chrono Ark	2.8 TF2	$5.56 PayPal
Tainted Grail: Conquest	3.8 TF2	$7.56 PayPal
Fights in Tight Spaces	6.0 TF2	$11.88 PayPal
All Games Above (Special)	12.5 TF2 + You Keep Any Remaining Bundle Games	$24.81 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	12.63 TF2	$25.01 PP

I Buy May Multiplayer Bundle	with TF2	with PayPal
Generation Zero®	0.8 TF2	$1.55 PayPal
Northgard	1.2 TF2	$2.38 PayPal
Borderlands 3 Super Deluxe Edition	2.4 TF2	$4.85 PayPal
Destiny 2: Beyond Light	1.2 TF2	$2.34 PayPal
PULSAR: Lost Colony	0.3 TF2	$0.59 PayPal
All Games Above (Special)	6.8 TF2 + You Keep Any Remaining Bundle Games	$13.38 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	6.96 TF2	$13.78 PP

I Buy Capcom Heroic Collection Bundle	with TF2	with PayPal
Mega Man Legacy Collection	0.4 TF2	$0.79 PayPal
Dragons Dogma - Dark Arisen	1.0 TF2	$2.07 PayPal
Mega Man 11	1.7 TF2	$3.35 PayPal
Mega Man Legacy Collection 2	0.6 TF2	$1.25 PayPal
MONSTER HUNTER RISE	4.2 TF2	$8.41 PayPal
Street Fighter 30th Anniversary Collection	2.4 TF2	$4.77 PayPal
All Games Above (Special)	11.9 TF2 + You Keep Any Remaining Bundle Games	$23.59 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	TBD	TBD

I Buy Easy-Going Games: White Thorn Games Bundle	with TF2	with PayPal
APICO	2.3 TF2	$4.61 PayPal
Lake	0.6 TF2	$1.11 PayPal
All Games Above (Special)	3.3 TF2 + You Keep Any Remaining Bundle Games	$6.54 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	TBD	TBD

I Buy Feel The Rhythm Bundle	with TF2	with PayPal
No Straight Roads: Encore Edition	1.3 TF2	$2.63 PayPal
All Games Above (Special)	1.5 TF2 + You Keep Any Remaining Bundle Games	$3.01 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	TBD	TBD

I Buy Humble Choice (May 2023)	with TF2	with PayPal
Bendy and the Dark Revival	0.2 TF2	$0.48 PayPal
Builder Simulator	0.3 TF2	$0.55 PayPal
Operation: Tango	0.3 TF2	$0.66 PayPal
Warhammer 40,000: Chaos Gate - Daemonhunters	2.0 TF2	$3.89 PayPal
All Games Above (Special)	3.2 TF2 + You Keep Any Remaining Bundle Games	$6.38 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	TBD	TBD

I Buy Striking Soulslikes Bundle	with TF2	with PayPal
Salt and Sanctuary	1.1 TF2	$2.14 PayPal
Blade of Darkness	1.1 TF2	$2.23 PayPal
Mortal Shell	1.4 TF2	$2.72 PayPal
Aeterna Noctis	1.5 TF2	$2.91 PayPal
Loot River	2.9 TF2	$5.76 PayPal
All Games Above (Special)	9.1 TF2 + You Keep Any Remaining Bundle Games	$18.01 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	TBD	TBD

I Buy Fight 4 Your Friends Co-Op Shooters Bundle	with TF2	with PayPal
Warhammer: Vermintide 2	0.7 TF2	$1.44 PayPal
Zombie Army Trilogy	0.5 TF2	$0.97 PayPal
Back 4 Blood	2.8 TF2	$5.49 PayPal
Zombie Army 4: Dead War	1.8 TF2	$3.64 PayPal
All Games Above (Special)	6.7 TF2 + You Keep Any Remaining Bundle Games	$13.19 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	8.33 TF2	$16.5 PP

I Buy In Your Face VR Bundle	with TF2	with PayPal
Vertigo Remastered	0.4 TF2	$0.8 PayPal
Into the Radius VR	3.3 TF2	$6.6 PayPal
Wanderer	1.1 TF2	$2.16 PayPal
Zenith MMO	2.2 TF2	$4.32 PayPal
All Games Above (Special)	8.0 TF2 + You Keep Any Remaining Bundle Games	$15.86 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	TBD	TBD

I Buy Humble Choice (Apr 2023)	with TF2	with PayPal
Aliens: Fireteam Elite	1.0 TF2	$1.92 PayPal
DEATH STRANDING DIRECTOR'S CUT	3.0 TF2	$5.89 PayPal
Life is Strange 2 Complete Season	0.7 TF2	$1.43 PayPal
Rollerdrome	0.3 TF2	$0.57 PayPal
All Games Above (Special)	5.7 TF2 + You Keep Any Remaining Bundle Games	$11.21 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	6.82 TF2	$13.5 PP

I Buy Best of Boomer Shooters: Bigger and Boomier Bundle	with TF2	with PayPal
Forgive me Father	0.3 TF2	$0.6 PayPal
WRATH: Aeon of Ruin	0.3 TF2	$0.5 PayPal
All Games Above (Special)	0.6 TF2 + You Keep Any Remaining Bundle Games	$1.26 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	TBD	TBD

I Buy Scary Games to Play in the Dark Bundle	with TF2	with PayPal
Labyrinthine	1.8 TF2	$3.54 PayPal
Propnight	0.7 TF2	$1.37 PayPal
The Blackout Club	0.6 TF2	$1.11 PayPal
The Mortuary Assistant	2.4 TF2	$4.77 PayPal
SCP: Pandemic	2.4 TF2	$4.85 PayPal
Visage	2.9 TF2	$5.83 PayPal
All Games Above (Special)	11.2 TF2 + You Keep Any Remaining Bundle Games	$22.23 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	11.33 TF2	$22.43 PP

I Buy Humble Heroines: Warriors, Dreamers, and God Slayers	with TF2	with PayPal
Control Ultimate Edition	1.9 TF2	$3.86 PayPal
Dreamscaper	0.2 TF2	$0.47 PayPal
Hellblade: Senua's Sacrifice	1.4 TF2	$2.86 PayPal
Praey for the Gods	0.5 TF2	$0.9 PayPal
Sable	0.3 TF2	$0.61 PayPal
Syberia: The World Before	1.1 TF2	$2.25 PayPal
All Games Above (Special)	6.3 TF2 + You Keep Any Remaining Bundle Games	$12.51 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	8.33 TF2	$16.5 PP

I Buy Humble Choice (Mar 2023)	with TF2	with PayPal
BIOMUTANT	1.5 TF2	$2.91 PayPal
Hero's Hour	0.3 TF2	$0.61 PayPal
Jurassic World Evolution 2	2.2 TF2	$4.4 PayPal
All Games Above (Special)	4.6 TF2 + You Keep Any Remaining Bundle Games	$9.05 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	TBD	TBD

I Buy Türkiye-Syria Earthquake Relief Bundle	with TF2	with PayPal
PAYDAY 2	0.5 TF2	$0.91 PayPal
Pathfinder: Kingmaker - Enhanced Plus Edition	0.6 TF2	$1.24 PayPal
Mount & Blade: Warband	0.8 TF2	$1.56 PayPal
XCOM 2	0.4 TF2	$0.76 PayPal
Strange Brigade	0.5 TF2	$0.9 PayPal
Stick Fight: The Game	0.6 TF2	$1.27 PayPal
Farming Simulator 17	0.6 TF2	$1.11 PayPal
Euro Truck Simulator 2	1.7 TF2	$3.37 PayPal
Armello	0.3 TF2	$0.69 PayPal
Gotham Knights	5.5 TF2	$10.84 PayPal
Ghostrunner	1.8 TF2	$3.64 PayPal
All Games Above (Special)	15.2 TF2 + You Keep Any Remaining Bundle Games	$30.05 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	TBD	TBD

I Buy Unparalleled Puzzlers Bundle	with TF2	with PayPal
Baba Is You	1.5 TF2	$3.06 PayPal
Creaks	0.2 TF2	$0.46 PayPal
DARQ: Complete Edition	0.2 TF2	$0.36 PayPal
Dorfromantik	2.0 TF2	$4.0 PayPal
The Last Campfire	0.3 TF2	$0.68 PayPal
All Games Above (Special)	4.9 TF2 + You Keep Any Remaining Bundle Games	$9.78 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	5.81 TF2	$11.5 PP

I Buy Humble Choice (Feb 2023)	with TF2	with PayPal
Fallout 76	2.2 TF2	$4.32 PayPal
Pathfinder: Wrath of the Righteous	1.4 TF2	$2.79 PayPal
Thronebreaker: The Witcher Tales	0.3 TF2	$0.55 PayPal
All Games Above (Special)	4.4 TF2 + You Keep Any Remaining Bundle Games	$8.75 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	TBD	TBD

I Buy Sim-ple Life Bundle	with TF2	with PayPal
Garden Paws	1.0 TF2	$2.0 PayPal
Lake	0.6 TF2	$1.11 PayPal
Staxel	0.6 TF2	$1.11 PayPal
Summer in Mara	0.5 TF2	$1.04 PayPal
Townscaper	0.6 TF2	$1.19 PayPal
Winkeltje: The Little Shop	1.1 TF2	$2.08 PayPal
Yonder: The Cloud Catcher Chronicles	1.3 TF2	$2.66 PayPal
All Games Above (Special)	6.0 TF2 + You Keep Any Remaining Bundle Games	$11.9 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	6.11 TF2	$12.1 PP

I Buy Survival Instinct Bundle	with TF2	with PayPal
Chernobylite Enhanced Edition	1.0 TF2	$1.92 PayPal
The Long Dark: Survival Edition	0.5 TF2	$0.9 PayPal
SCUM	3.5 TF2	$6.86 PayPal
State of Decay 2: Juggernaut Edition	3.1 TF2	$6.21 PayPal
Volcanoids	1.4 TF2	$2.82 PayPal
All Games Above (Special)	9.3 TF2 + You Keep Any Remaining Bundle Games	$18.35 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	9.47 TF2	$18.75 PP

I Buy In Case You Missed It: Gems of 2022 Bundle	with TF2	with PayPal
PowerSlave Exhumed	1.4 TF2	$2.74 PayPal
Source of Madness	0.6 TF2	$1.12 PayPal
Supraland Six Inches Under	1.1 TF2	$2.23 PayPal
ZERO Sievert	5.3 TF2	$10.57 PayPal
Prehistoric Kingdom	1.3 TF2	$2.51 PayPal
All Games Above (Special)	11.1 TF2 + You Keep Any Remaining Bundle Games	$21.91 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	TBD	TBD

I Buy Fighting Farmers Bundle	with TF2	with PayPal
Forager	1.1 TF2	$2.25 PayPal
Kitaria Fables	0.4 TF2	$0.75 PayPal
Stranded Sails - Explorers of the Cursed Islands	0.3 TF2	$0.58 PayPal
Len's Island	4.1 TF2	$8.16 PayPal
Re:Legend	1.0 TF2	$1.94 PayPal
Spirit Of The Island	1.5 TF2	$2.88 PayPal
All Games Above (Special)	8.6 TF2 + You Keep Any Remaining Bundle Games	$17.06 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	8.72 TF2	$17.26 PP

I Buy Humble Choice (Jan 2023)	with TF2	with PayPal
Doom Eternal	2.6 TF2	$5.19 PayPal
OlliOlli World Rad Edition	0.3 TF2	$0.52 PayPal
Tribes of Midgard	0.8 TF2	$1.53 PayPal
All Games Above (Special)	4.2 TF2 + You Keep Any Remaining Bundle Games	$8.27 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	TBD	TBD

I Buy Best of Boomer Shooters Bundle - Holiday Encore	with TF2	with PayPal
AMID EVIL	0.6 TF2	$1.15 PayPal
Dusk	2.0 TF2	$4.0 PayPal
Forgive me Father	0.3 TF2	$0.6 PayPal
All Games Above (Special)	3.3 TF2 + You Keep Any Remaining Bundle Games	$6.57 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	TBD	TBD

I Buy Fantastic Journeys: Middle Earth & Beyond - Holiday Encore	with TF2	with PayPal
Gauntlet™ Slayer Edition	0.2 TF2	$0.49 PayPal
LEGO Harry Potter: Years 1-4	0.3 TF2	$0.52 PayPal
LEGO Harry Potter: Years 5-7	0.6 TF2	$1.2 PayPal
LEGO® The Hobbit™	0.3 TF2	$0.67 PayPal
LEGO Lord of the Rings	0.3 TF2	$0.54 PayPal
Middle-earth: Shadow of Mordor Game of the Year Edition	1.0 TF2	$2.02 PayPal
Middleearth Shadow of War Definitive Edition	1.2 TF2	$2.34 PayPal
All Games Above (Special)	4.5 TF2 + You Keep Any Remaining Bundle Games	$8.89 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	5.81 TF2	$11.5 PP

I Buy LEGO at the Movies Bundle: Holiday Encore	with TF2	with PayPal
LEGO® DC Super-Villains	0.5 TF2	$0.95 PayPal
LEGO® Jurassic World™	0.4 TF2	$0.88 PayPal
LEGO® MARVEL's Avengers	0.4 TF2	$0.78 PayPal
LEGO® Marvel Super Heroes 2	0.7 TF2	$1.32 PayPal
The LEGO Movie 2 Videogame	0.4 TF2	$0.79 PayPal
The LEGO Movie: Videogame	0.3 TF2	$0.51 PayPal
LEGO® Ninjago® Movie Video Game	0.2 TF2	$0.48 PayPal
All Games Above (Special)	3.3 TF2 + You Keep Any Remaining Bundle Games	$6.53 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	TBD	TBD

I Buy Best of Stealth Bundle: Holiday Encore	with TF2	with PayPal
Aragami	0.4 TF2	$0.89 PayPal
Hitman Game of the Year Edition	1.3 TF2	$2.58 PayPal
HITMAN™2 Gold Edition	3.0 TF2	$5.88 PayPal
Styx: Shards Of Darkness	0.9 TF2	$1.74 PayPal
All Games Above (Special)	6.4 TF2 + You Keep Any Remaining Bundle Games	$12.67 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	6.82 TF2	$13.5 PP

I Buy Ultimate Racing Sim Bundle: Holiday Encore	with TF2	with PayPal
Assetto Corsa Competizione	3.1 TF2	$6.1 PayPal
Assetto Corsa Ultimate Edition	6.8 TF2	$13.53 PayPal
Automobilista 2	9.4 TF2	$18.68 PayPal
DRIFT21	0.6 TF2	$1.11 PayPal
NASCAR Heat 5 - Ultimate Edition	0.6 TF2	$1.16 PayPal
rFactor 2	4.8 TF2	$9.55 PayPal
All Games Above (Special)	8.0 TF2 + You Keep Any Remaining Bundle Games	$15.77 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	8.07 TF2	$15.97 PP

I Buy 2k Megahits Holiday Encore Bundle	with TF2	with PayPal
Sid Meier's Civilization VI	0.7 TF2	$1.43 PayPal
XCOM: Ultimate Collection	1.3 TF2	$2.56 PayPal
Mafia: Definitive Edition	2.2 TF2	$4.3 PayPal
Duke Nukem Forever Collection	0.3 TF2	$0.5 PayPal
Borderlands 3 Super Deluxe	2.4 TF2	$4.85 PayPal
BioShock Collection	1.1 TF2	$2.23 PayPal
All Games Above (Special)	9.2 TF2 + You Keep Any Remaining Bundle Games	$18.14 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	9.67 TF2	$19.14 PP

I Buy The Tactician's Bundle	with TF2	with PayPal
Warhammer 40,000: Mechanicus	0.2 TF2	$0.41 PayPal
Dark Deity	0.4 TF2	$0.83 PayPal
Gears Tactics	4.8 TF2	$9.55 PayPal
The Red Solstice 2: Survivors	0.4 TF2	$0.78 PayPal
Star Renegades	2.9 TF2	$5.82 PayPal
All Games Above (Special)	7.3 TF2 + You Keep Any Remaining Bundle Games	$14.48 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	7.62 TF2	$15.08 PP

I Buy Humble Choice (Dec 2022)	with TF2	with PayPal
First Class Trouble	0.5 TF2	$1.07 PayPal
GreedFall	0.8 TF2	$1.52 PayPal
Wasteland 3	1.3 TF2	$2.6 PayPal
All Games Above (Special)	3.0 TF2 + You Keep Any Remaining Bundle Games	$5.93 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	TBD	TBD

I Buy Premiere VR Bundle	with TF2	with PayPal
Arizona Sunshine	2.1 TF2	$4.19 PayPal
After the Fall® - Launch Edition	5.1 TF2	$10.02 PayPal
Vox Machinae	3.4 TF2	$6.7 PayPal
All Games Above (Special)	12.1 TF2 + You Keep Any Remaining Bundle Games	$23.9 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	TBD	TBD

I Buy Black Friday VR Voyager's Pack Bundle	with TF2	with PayPal
Car Mechanic Simulator VR	0.6 TF2	$1.13 PayPal
Cook-Out	0.2 TF2	$0.49 PayPal
I Expect You To Die	1.3 TF2	$2.67 PayPal
Sairento VR	0.2 TF2	$0.43 PayPal
SUPERHOT VR	2.3 TF2	$4.46 PayPal
Until You Fall	0.7 TF2	$1.39 PayPal
All Games Above (Special)	6.1 TF2 + You Keep Any Remaining Bundle Games	$12.08 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	6.82 TF2	$13.5 PP

I Buy Complete Your Twin Sails Collection Bundle	with TF2	with PayPal
Small World	0.3 TF2	$0.59 PayPal
A Game of Thrones: The Board Game - Digital Edition	1.4 TF2	$2.72 PayPal
All Games Above (Special)	1.9 TF2 + You Keep Any Remaining Bundle Games	$3.78 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	TBD	TBD

I Buy 11 Bit Studios: The Complete Collection Bundle	with TF2	with PayPal
This War of Mine: Complete Edition	0.7 TF2	$1.41 PayPal
Children of Morta	0.6 TF2	$1.23 PayPal
Frostpunk	1.0 TF2	$2.03 PayPal
All Games Above (Special)	2.7 TF2 + You Keep Any Remaining Bundle Games	$5.34 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	TBD	TBD

I Buy Humble Choice (Nov 2022)	with TF2	with PayPal
Eldest Souls	0.3 TF2	$0.52 PayPal
Hell Let Loose	6.3 TF2	$12.38 PayPal
Roboquest	0.5 TF2	$1.05 PayPal
All Games Above (Special)	7.3 TF2 + You Keep Any Remaining Bundle Games	$14.48 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	7.82 TF2	$15.48 PP

I Buy Day of the Devs Bundle (2022)	with TF2	with PayPal
Brutal Legend	1.0 TF2	$2.03 PayPal
Gang Beasts	3.0 TF2	$5.94 PayPal
Psychonauts	0.3 TF2	$0.51 PayPal
All Games Above (Special)	4.9 TF2 + You Keep Any Remaining Bundle Games	$9.69 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	5.81 TF2	$11.5 PP

I Buy Melee Mayhem Bundle	with TF2	with PayPal
Mordhau	1.8 TF2	$3.56 PayPal
MORTAL KOMBAT 11	1.6 TF2	$3.07 PayPal
Nickelodeon All-Star Brawl	0.2 TF2	$0.46 PayPal
River City Girls	1.4 TF2	$2.83 PayPal
Chivalry 2	3.4 TF2	$6.82 PayPal
All Games Above (Special)	9.7 TF2 + You Keep Any Remaining Bundle Games	$19.13 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	TBD	TBD

I Buy Humble Choice (Oct 2022)	with TF2	with PayPal
The Dark Pictures Anthology: Little Hope	2.1 TF2	$4.21 PayPal
DEATHLOOP	2.7 TF2	$5.33 PayPal
Disciples: Liberation	0.2 TF2	$0.36 PayPal
Monster Train	0.5 TF2	$0.98 PayPal
All Games Above (Special)	6.3 TF2 + You Keep Any Remaining Bundle Games	$12.43 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	6.82 TF2	$13.5 PP

I Buy Serious Sam Bundle	with TF2	with PayPal
Serious Sam 3: BFE	1.0 TF2	$1.95 PayPal
Serious Sam 2	0.8 TF2	$1.57 PayPal
Serious Sam 4	4.7 TF2	$9.3 PayPal
Serious Sam: Siberian Mayhem	2.3 TF2	$4.47 PayPal
All Games Above (Special)	10.0 TF2 + You Keep Any Remaining Bundle Games	$19.76 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	TBD	TBD

I Buy TinyBuild x Versus Evil Smashup Bundle	with TF2	with PayPal
Hello, Neighbor!	0.5 TF2	$1.01 PayPal
Pillars of Eternity II: Deadfire	1.0 TF2	$2.02 PayPal
Totally Reliable Delivery Service	0.6 TF2	$1.23 PayPal
All Games Above (Special)	2.5 TF2 + You Keep Any Remaining Bundle Games	$4.87 PP + You Keep Any Remaining Bundle Games
Full Bundle (Special)	TBD	TBD

 
IGS Rep Page:
https://www.reddit.com/IGSRep/comments/ggsaik/fappidydats_igs_rep_page/
 
SteamTrades Rep Page (1000+):
https://www.steamtrades.com/use76561198097671494
 
GameTrade Rep Page:
https://www.reddit.com/GameTradeRep/comments/ggrz1y/fappidydats_gametrade_rep_page/?
 
SGSFlair Rep Page:
https://www.reddit.com/sgsflaicomments/ggag04/flair_profile_ufappidydat/

heres something to prepare with.
Calculate the probability of Norma Foley getting hit by a car given -> she has pissed off an entire generation of leaving cert students -> the average bmw is 4.7 meters long and 2.8 meters wide

I haven't had much experience downloading ROMS from the Megathread (besides a copy of Ace Combat 4 which worked just fine), but when I was attempting to download one of the USA Versions of Gran Turismo 4 for the PS2 (Gran Turismo 4 (USA) (v2.00).zip), despite the fact that this was supposed to work with PCSX2, I got the following error.
"PSCX2 requires a legal PS2 BIOS in order to run." "For legal reasons, you must obtain a BIOS from an actual PS2 unit that you own (borrowing doesn't count)." "Once dumped, this BIOS image should be placed in the bios folder within the data directory (Tools Menu -> Open Data Directory)." "Please consult the FAQs and Guides for further information."
I thought that those ISO's from the megathread are supposed to be legal versions that are able to be used and emulated? Suggestions?